Confrontation with the insurance adjusters is necessary in car accidents or personal injury cases. You have to discuss with them about your compensation claims. However, you might feel that it is just a part of the recovery process; dealing with the insurance adjuster is a hard nut to crack. Adjusters always try to minimize your claims, so companies must give the victim a small amount.
Therefore, the adjusters always try to devalue your personal injury claims. In this article, we will discuss the tricks that insurance adjusters use to devalue your personal injury claims. There are various injury lawyers whom you can consult and get over the adjusters’ jokes for devaluation.
How May Insurance Adjusters Try to Devalue Your Personal Injury Claims?
- Prove Your Fault: The insurance in personal injury cases is based on the at-fault party; therefore, the at-fault driver’s insurance company must pay the compensation. Thus, the insurance adjusters try to prove your fault to reduce compensation or deny it altogether. They might try to make you admit the fault or misconstruct your statements. So, you have to be careful whatever you say to the adjusters.
- Disproving the Injuries: If you have suffered an injury in an accident, you will receive medical treatment, and you can provide the medical bills and reports as proof of your damage. However, the adjusters might reject the evidence by claiming that the injury that you have suffered is not from the accident or not as severe as you presented it to them. By any hook or crook, adjusters try to devalue your claims, and therefore, they try these tactics to reduce the compensation amount.
- Lowballing the Settlement Offer: It is one of the essential strategies that adjusters adopt to devalue the claims. They will offer you an amount much lower than your claim is worth. Therefore, in such cases, you should never accept their initial offers. You can go back to the negotiating table and provide evidence to claim the amount worthy of your injuries and sufferings.
So, these are specific methods that the insurance adjusters adopt to reduce the claim amount. It becomes essential at this phase to consult a personal injury attorney as they have experience in these cases. A personal injury attorney can negotiate with adjusters and help you claim compensation worthy of your pain and suffering.
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